Commentary & Insights

Our insights and ideas on managing money and understanding the markets.

How Company Pension Contributions Can “Pay Dividends”

This month, Taylor Money Director and Chartered Financial Planner, Philip Feast, offers his advice on company pension contributions. We often encounter successful business owners with growing cash balances in their company. A healthy amount of cash in any business is...

Has the Easy Money Been Made?

It’s clear that the longer this bull market carries on the more investors will worry about the next downturn or correction. These worries are usually accompanied with big headline predictions about what will happen, when it will happen and why it will happen. As we’ve...

Bonds and Rising Rates

We are starting to see signs that the Bank of England (BoE) and European Central Bank (ECB) might attempt to raise interest rates following years of accommodative monetary policy. In the US, the Federal Reserve (Fed) has been raising rates slowly since 2015 including...

Reaching for Yield

“More money has been lost reaching for yield than at the point of a gun.” Raymond DeVoe Jr, Wall Street Analyst Since the Financial Crisis, global monetary policy has driven interest rates lower forcing the price of other income-generating assets higher. This has in...

Timing the market or time in the market?

After an extended period of relative calm in markets, February’s volatility served as a good reminder that investment risk has not disappeared. Although sudden market movements can cause anxiety, particularly for those with a short-term view, negative periods need to...

Blockchain, Bitcoin & Cryptocurrency

It is now almost impossible to avoid hearing about blockchain, Bitcoin and cryptocurrencies. However, despite the press coverage and hype around the subject, there is still very little understanding or clarity for investors. Last year Bitcoin rose 1,435%, Litecoin...

Being Diversified is Hard

Historically, owning a diversified portfolio has produced attractive positive returns at a lower volatility as opposed to holding either an individual security or fund over the long run. That being said, be under no illusion, holding a properly diversified portfolio...

Out of Sight, Out of Mind?

With the power of smartphone technology an investor can view the value of their portfolio almost instantaneously and have the ability to trade on it from almost anywhere in the world. Most would think this is a huge advantage not only to the professional but also to...

Don’t Fear the Market, Fear Yourself

Usually when I sit down with a new client one of the first questions they ask me is what I think markets are going to do going forwards. In other words, they are asking what return they can expect on the money they invest. Historically investors have been rewarded for...

The Jim Rogers Effect

Consensus is that we may now be heading towards the end of the current economic cycle. However, predicting when it will actually come to an end has historically been a fruitless task. We are now almost ten years on from the Financial Crisis which triggered the last...

Snap Election

The UK’s political parties are now in full campaign mode following Theresa May’s announcement of the general election which is to take place on 8th of June. With the election fast approaching financial journalists are out in force commenting on what the result’s...