What we think
Our insights and ideas on managing money and understanding the markets.
SmartMoney September/October 2023
Please click on the link below for the Taylor Money SmartMoney newsletter. SmartMoney September October 2023
Meet The Team: Jonty Brooks
Name: Jonty Brooks Job Title: Managing Director and Wealth Manager Tell us about your role(s): My role consists of two parts. Firstly, as the Managing Director, I am responsible for the strategic direction of the business and ensuring Taylor Money prospers...
SmartMoney July/August 2023
Please click on the link below for the Taylor Money SmartMoney newsletter. SmartMoney July Aug 2023
Is Cash Really King?
Over the last year and a half, the Bank of England (BoE) has been aggressively raising interest rates to combat inflation. In June, the base rate reached 5%, the highest it has been for over 15 years. In response, the interest rates available on cash deposits have...
2023 Budget – Exploring the Changes to Pensions
The 2023 budget brought significant changes to both the annual pension allowance and the lifetime pension allowance (LTA), impacting individuals' retirement savings. These changes arose primarily from the concern that high-income individuals in the medical profession...
Leadership Change at Taylor Money
Taylor Money Wealth Management, based in Falmouth, will see founder Jonathan Money step down as Managing Director, allowing the four remaining directors to run the business going forwards. From starting the business in 1989, Jonathan has over the last 10 years been...
Not All Returns Are Created Equal
When discussing investment strategies with clients, we often map out what kind of long-term annualised investment return they will need to achieve their objectives. Whether this is 2%, 5% or even 10%, what can easily be overlooked is the fact that investment markets...
Volunteer Day at Cornwall Wildlife Trust
On a (thankfully) sunny day in April, we headed to the Cornwall Wildlife Trust Headquarters near Allet, Truro to complete a day of volunteer work. Our task was to help maintain a site called “Ventongimps”, a Site of Special Scientific Interest. The area needs special...
SmartMoney May/June 2023
Please click on the link below for the Taylor Money SmartMoney newsletter. SmartMoney May June 2023
Market Movements – March 2023
“History doesn’t repeat itself, but it often rhymes.” Mark Twain It is this quote, alongside investors’ vivid memories of the Global Financial Crisis (GFC), that is currently causing much anxiety in markets with respect to the recent stress in the global banking...
Taylor Money Cinema Night
After a 3 year hiatus we were delighted to once again host the Taylor Money Cinema Night on 1 March 2023 at The Poly in Falmouth. Clients, professionals and colleagues gathered in the Solskinn bar for a drinks and canapés reception, followed by a private viewing of...
Are You Maximising Your State Pension?
The Opportunity There has been a lot of press recently about the opportunity to fill gaps in your National Insurance (NI) record back to 2006. This opportunity is available until 5 April 2023, so if you want to take advantage of it, you will need to act fast. The...
SmartMoney March/April 2023
Please click on the link below for the Taylor Money SmartMoney newsletter. Smart Money March April 2023
Time is Money: Why Higher Earners Should Use Their Annual Allowance Before It’s Too Late
Over the years, we have come across many higher earners who are not taking full advantage of their pension allowances despite having the means to do so. This is particularly common with younger individuals who often feel that retirement is a long way off and they have...
Economic and Investment Outlook Summary – 2023
At the start of each year, our investment team put aside time to read the investment outlooks from all the major banks and investment houses. Historically, these outlooks and forecasts rarely accurately predict the major events and subsequent investment performance...
SmartMoney January/February 2023
Please click on the link below for the Taylor Money SmartMoney newsletter. Smart Money Jan Feb 2023
Let’s not forget the positives
On balance, I have always been an optimistic person. Naturally, this leads me to look at the world through a certain lens and attribute more weight to positive events, rather than getting caught up in the doom and gloom of negative news. However, as you can imagine...
Taylor Money supports “Culture Camp”
St Ives School of Painting run an outreach project for teenagers called “Culture Camp”. It has been our pleasure to be able to support this cause since earlier this year. The “Culture Camp” project gives young people, who are either too ill to go to school or those...
The Rise and Fall of the FTX Empire
The cryptocurrency market has been thrown into turmoil over the last few weeks as FTX, one of the largest exchanges, collapsed. Though relatively small compared to traditional asset classes, cryptocurrencies are quite widely held. At its peak last year, the global...
SmartMoney November/December 2022
Please click on the link below for the Taylor Money SmartMoney newsletter. Smart Money November December 2022
Market Movements – October 2022
Since our last “Market Movements” update in May, financial markets have continued to be volatile. Following a brief rally in risk assets during July and early August, markets have continued their fall. Though we take a long-term approach to investing, it is still...
SmartMoney September/October 2022
Please click on the link below for the Taylor Money SmartMoney newsletter. SmartMoney September / October 2022
Cash Flow Modelling
What is it? Cash flow modelling has become an increasingly popular tool used to project and visually present clients’ potential investment futures. Typically, clients will fall into three categories; accrual – those who are actively adding to and building their...