What we think

Our insights and ideas on managing money and understanding the markets.

Taylor Money Giving Back – Charity Update 2024

Taylor Money Giving Back – Charity Update 2024

As a business, we take great pride in being able to support our local community and charities.  We have been charitably giving for years, however we have recently assembled a Charity Committee to ensure it remains a focus going forwards.  Everyone at Taylor Money has...

Cash Is Not King

Cash Is Not King

In July last year, I wrote an article titled “Is Cash Really King?”. Following increases in interest rates and volatility in investment markets, more investors were being tempted by the higher returns offered by cash. My article focused on the potential impacts of...

Economic and Investment Outlook Summary – 2024

Economic and Investment Outlook Summary – 2024

At the start of each year, our investment team puts aside time to read and dissect the investment outlooks from all the major banks and investment houses. Last year we shared a summary of the main forecasts and expectations (please click here to read the article)....

Market Movements – March 2023

Market Movements – March 2023

“History doesn’t repeat itself, but it often rhymes.” Mark Twain   It is this quote, alongside investors’ vivid memories of the Global Financial Crisis (GFC), that is currently causing much anxiety in markets with respect to the recent stress in the global banking...

Taylor Money Cinema Night

Taylor Money Cinema Night

After a 3 year hiatus we were delighted to once again host the Taylor Money Cinema Night on 1 March 2023 at The Poly in Falmouth. Clients, professionals and colleagues gathered in the Solskinn bar for a drinks and canapés reception, followed by a private viewing of...

Are You Maximising Your State Pension?

Are You Maximising Your State Pension?

The Opportunity There has been a lot of press recently about the opportunity to fill gaps in your National Insurance (NI) record back to 2006. This opportunity is available until 5 April 2023, so if you want to take advantage of it, you will need to act fast. The...

Economic and Investment Outlook Summary – 2023

Economic and Investment Outlook Summary – 2023

At the start of each year, our investment team put aside time to read the investment outlooks from all the major banks and investment houses.  Historically, these outlooks and forecasts rarely accurately predict the major events and subsequent investment performance...

Let’s not forget the positives

Let’s not forget the positives

On balance, I have always been an optimistic person. Naturally, this leads me to look at the world through a certain lens and attribute more weight to positive events, rather than getting caught up in the doom and gloom of negative news. However, as you can imagine...

Taylor Money supports “Culture Camp”

Taylor Money supports “Culture Camp”

St Ives School of Painting run an outreach project for teenagers called “Culture Camp”. It has been our pleasure to be able to support this cause since earlier this year. The “Culture Camp” project gives young people, who are either too ill to go to school or those...

The Rise and Fall of the FTX Empire

The Rise and Fall of the FTX Empire

The cryptocurrency market has been thrown into turmoil over the last few weeks as FTX, one of the largest exchanges, collapsed. Though relatively small compared to traditional asset classes, cryptocurrencies are quite widely held. At its peak last year, the global...

Market Movements – October 2022

Market Movements – October 2022

Since our last “Market Movements” update in May, financial markets have continued to be volatile. Following a brief rally in risk assets during July and early August, markets have continued their fall. Though we take a long-term approach to investing, it is still...

Cash Flow Modelling

Cash Flow Modelling

What is it? Cash flow modelling has become an increasingly popular tool used to project and visually present clients’ potential investment futures. Typically, clients will fall into three categories; accrual – those who are actively adding to and building their...

Team News and Office Update

Team News and Office Update

Each year we provide an office update and we thought it would be timely to re-introduce you to the team, and given the kind weather we have been enjoying we took the opportunity to update our team photo.  Taylor Money is now a team of 17, and you can familiarise...

Investing sustainably through the economic cycle

Investing sustainably through the economic cycle

Whilst it has been possible to invest in sustainably-focused funds for a long time, in recent years these types of strategies have become increasingly popular. Not only is it topical in the light of current news headlines regarding sustainable energy and climate...

Registering Trusts with HMRC

Registering Trusts with HMRC

We would like to draw your attention to new legislation which requires most trusts to be registered online with HMRC by 1 September 2022.  If you are a trustee on a trust which was in existence on or after 6 October 2020, even if it has since been wound up, you may...

Inflation – 1970s Vs 2020s – what can we learn?

Inflation – 1970s Vs 2020s – what can we learn?

The latest readings for inflation in the UK, US and Europe are 9.0%, 8.6%, and 8.1% respectively. The last time inflation was this high in the UK, Margaret Thatcher was the Prime Minister and the likes of the Village People, Bee Gees, and The Police were number one in...

Investment considerations for FICs

Investment considerations for FICs

Family Investment Companies (FICs) have become a popular alternative to trusts in recent years. They can be an effective and flexible means of using a well-known, tried-and-tested structure of a company to control, grow and distribute wealth on a generational basis....