What we think
Our insights and ideas on managing money and understanding the markets.
Is Cash Really King?
Over the last year and a half, the Bank of England (BoE) has been aggressively raising interest rates to combat inflation. In June, the base rate reached 5%, the highest it has been for over 15 years. In response, the interest rates available on cash deposits have...
2023 Budget – Exploring the Changes to Pensions
The 2023 budget brought significant changes to both the annual pension allowance and the lifetime pension allowance (LTA), impacting individuals' retirement savings. These changes arose primarily from the concern that high-income individuals in the medical profession...
Leadership Change at Taylor Money
Taylor Money Wealth Management, based in Falmouth, will see founder Jonathan Money step down as Managing Director, allowing the four remaining directors to run the business going forwards. From starting the business in 1989, Jonathan has over the last 10 years been...
Team News and Office Update
Each year we provide an office update and we thought it would be timely to re-introduce you to the team, and given the kind weather we have been enjoying we took the opportunity to update our team photo. Taylor Money is now a team of 17, and you can familiarise...
Investing sustainably through the economic cycle
Whilst it has been possible to invest in sustainably-focused funds for a long time, in recent years these types of strategies have become increasingly popular. Not only is it topical in the light of current news headlines regarding sustainable energy and climate...
Registering Trusts with HMRC
We would like to draw your attention to new legislation which requires most trusts to be registered online with HMRC by 1 September 2022. If you are a trustee on a trust which was in existence on or after 6 October 2020, even if it has since been wound up, you may...
SmartMoney July/August 2022
Please click on the link below for the Taylor Money SmartMoney newsletter. SmartMoney July August 2022
Inflation – 1970s Vs 2020s – what can we learn?
The latest readings for inflation in the UK, US and Europe are 9.0%, 8.6%, and 8.1% respectively. The last time inflation was this high in the UK, Margaret Thatcher was the Prime Minister and the likes of the Village People, Bee Gees, and The Police were number one in...
Investment considerations for FICs
Family Investment Companies (FICs) have become a popular alternative to trusts in recent years. They can be an effective and flexible means of using a well-known, tried-and-tested structure of a company to control, grow and distribute wealth on a generational basis....
Market Movements – January 2022
The first six months of 2022 have seen markets suffer one of the worst starts to a calendar year on record. Since the beginning of January, the global equity market has fallen more than 14%. It is not just equities that have suffered; even bonds have experienced...
SmartMoney May/June 2022
Please click on the link below for the Taylor Money SmartMoney newsletter. Smart Money newsletter May - June 2022
Are financial markets predicting a recession?
Bond markets have sent a warning signal about the US economy's growth prospects, just as central banks try to combat rising inflation by raising interest rates and scaling back their open market operations. The market for US government bonds has historically been a...
Entrepreneur Series: Stephanie Melarickas of Kuishi
Name: Stephanie Melarickas Company: Kuishi Ltd 1. Tell us about your company and the inspiration behind it. Kuishi is a home and lifestyle brand that specialises in refillable soap dispensers and holders. We are inspired by creating sustainable and long-lasting items...
Taylor Money’s “Bake for Ukraine” raises £16,000
Here at Taylor Money, we are always looking at ways to support worthy causes, whether close to home or further afield. None more so than the efforts to help those living through the terror of what is happening in Ukraine or those being displaced by the war. Our very...
SmartMoney March/April 2022
Please click on the link below for the Taylor Money SmartMoney newsletter. Smart Money March April 2022
Russo-Ukrainian War: Economic Implications
On 24 February 2022, Russia launched a full-scale invasion of Ukraine. What started as Putin’s attempt to restore a geopolitical and strategic equilibrium between the East and the West has evolved into a severe war in, and for, Ukraine. Though Putin’s actions will be...
Meet The Team: Heather Dowrick
Name: Heather Dowrick Job Title: Client Services Team Leader Tell us about what your job entails: My job role is varied but ultimately it is to lead the Client Services team, which currently has 6 members. I manage my team’s workload and allocate work to be completed...
Entrepreneur Series: Will Welton and Javier Navarro of Floe Oral Care
Names: Will Welton and Javier Navarro Company: Floe Oral Care Answered by Will on behalf of the company. Tell us about your company and the inspiration behind it. Javier and I set up Floe in 2019 and launched in September 2020. Having seen the adoption of subscription...
SmartMoney January/February 2022
Please click on the link below for the Taylor Money SmartMoney newsletter. Taylor Money SmartMoney Newsletter
Out of Practice
Traditionally, January is the time of year everyone signs up for a new gym membership or takes up running again to try and shift some of the excesses of the festive period. Though well intentioned, having usually done very little exercise for the best part of a month,...
Outlook for 2022: Lots of Growth and lots of Uncertainty
2021 was a good year for investors with equity markets delivering strong returns. The removal of coronavirus restrictions, made possible by the global rollout of vaccines, generated one of the sharpest economic recoveries in recent times. One by-product of this...
SmartMoney November/December 2021
Please click on the link below for the Taylor Money SmartMoney newsletter. SmartMoney November December 2021
Entrepreneur Series: Sam Stirrat of Blackacre
Entrepreneur Series Name: Sam Stirrat Company: Blackacre It’s a pleasure to speak with you and thank you for asking me to be interviewed. 1. Tell us about your company and the inspiration behind it. Blackacre specialises in the creation of exceptional one of a kind...