What we think

Our insights and ideas on managing money and understanding the markets.

SmartMoney July/August 2019

Please click on the link below for the Taylor Money Smart Money newsletter. July August 2019 Smart Money Newsletter

Staff And Office Developments

Jonathan started Taylor Money in 1989 with a view to providing clients with exceptional service and honest, truly independent advice.  One of the ways in which he has achieved this is by keeping the business small, with advice tailored to each individual client, and...

Smart Money May/June 2019

Please click on the link below for the Taylor Money Smart Money newsletter. May June 2019 Smart Money Newsletter

Bonds and Rising Rates

We are starting to see signs that the Bank of England (BoE) and European Central Bank (ECB) might attempt to raise interest rates following years of accommodative monetary policy. In the US, the Federal Reserve (Fed) has been raising rates slowly since 2015 including...

Reaching for Yield

“More money has been lost reaching for yield than at the point of a gun.” Raymond DeVoe Jr, Wall Street Analyst Since the Financial Crisis, global monetary policy has driven interest rates lower forcing the price of other income-generating assets higher. This has in...

Market Movements – March 2018

Following our most recent newsletter, which highlighted the importance of remaining invested despite increased volatility, we wanted to comment further on the recent weakness in markets and provide some context. You will note that this article mainly focuses on the...

Timing the market or time in the market?

After an extended period of relative calm in markets, February’s volatility served as a good reminder that investment risk has not disappeared. Although sudden market movements can cause anxiety, particularly for those with a short-term view, negative periods need to...

Blockchain, Bitcoin & Cryptocurrency

It is now almost impossible to avoid hearing about blockchain, Bitcoin and cryptocurrencies. However, despite the press coverage and hype around the subject, there is still very little understanding or clarity for investors. Last year Bitcoin rose 1,435%, Litecoin...

Being Diversified is Hard

Historically, owning a diversified portfolio has produced attractive positive returns at a lower volatility as opposed to holding either an individual security or fund over the long run. That being said, be under no illusion, holding a properly diversified portfolio...

Out of Sight, Out of Mind?

With the power of smartphone technology an investor can view the value of their portfolio almost instantaneously and have the ability to trade on it from almost anywhere in the world. Most would think this is a huge advantage not only to the professional but also to...

Don’t Fear the Market, Fear Yourself

Usually when I sit down with a new client one of the first questions they ask me is what I think markets are going to do going forwards. In other words, they are asking what return they can expect on the money they invest. Historically investors have been rewarded for...

The Jim Rogers Effect

Consensus is that we may now be heading towards the end of the current economic cycle. However, predicting when it will actually come to an end has historically been a fruitless task. We are now almost ten years on from the Financial Crisis which triggered the last...

Snap Election

The UK’s political parties are now in full campaign mode following Theresa May’s announcement of the general election which is to take place on 8th of June. With the election fast approaching financial journalists are out in force commenting on what the result’s...